Appraisal services for Lemon Cove and Tulare County homeowners

The top 7 reasons CA homeowners need RCO Appraisals:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge Tulare county's assessment of your propertyworth
Remove PMI to reduce their monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate

Do you own a home in or near Lemon Cove? Do you need help deciding the value of your real estate?
Contact RCO Appraisals.

We at RCO Appraisals understand the individual needs of a customer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our valued client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at RCO Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.

Need to cancel PMI?

A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experts in helping consumers just like you remove unwanted PMI insurance.

Challenging Tulare county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that is going down. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal report from RCO Appraisals is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be unsuitable from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. RCO Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would like to have a seasoned expert double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? RCO Appraisals can help with that too. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.